Optum

Part of UnitedHealth Group. Matched insurer identity. Only rates whose published insurer name matched this identity appear here.

Hospitals

Services

5,956

Rate contexts

5,970

Contexts meeting 3-hospital floor

Negotiated rates vs. hospitals' cash prices

For each rate context where the hospital also published a cash price AND the comparison is meaningful, we compare this insurer's negotiated rate to that cash price. This comparison is within one hospital's file, so it needs no cross-hospital floor — but it is methodology-guarded: a per-diem rate is a DAILY amount and is never labeled above or below a cash price.

Caution

A negotiated rate above the cash price is a signal to investigate, not proof of overpayment — the two published numbers can cover different bundles, units, or plan contexts. Per-diem (daily) rates and contracts with mixed amounts are never counted as above or below cash. How to read this comparison.

This insurer across hospitals

Where this insurer has comparable rates at 3+ hospitals for the exact same service context, each rate is placed against the insurer's own market median.

No cross-hospital positions yet

This insurer has no service context with comparable rates at 3 or more hospitals in the current corpus, so no rate is placed against an insurer-market median. Rates are still browsable below.

Browse this insurer's rates

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0 rate contexts match; the table shows the first 500.